Step 1 — Risk Inputs
Country
Industry
Employees Exposed
Torch Hours per Employee / Week
Accident Severity
Estimated Probability
1 in 1000
Step 2 — Injury Impact
Medical
Days Lost
Workers Comp
Total Cost Breakdown
Direct Costs
Medical
Workers Comp
Additional Business Impacts
Production
Property
Potential Legal Exposure
Lost Premium
Indirect Costs (NSC Estimate)
Total Indirect Cost
Includes:

• Supervision & investigation time
• Training replacement workers
• Administrative processing
• Work delays & downtime
• Reduced productivity
• Insurance & premium impact
Estimated Total Impact
Total Cost
Total WITHOUT Potential Legal Exposure
Total INCLUDING Potential Legal Exposure
Indirect costs shown last are calculated using NSC methodology.